Merchant Services LTD offers a wide variety of products and services to fit your merchant processing needs. In conjunction with our processing partners, we will develop a unique processing strategy to fit your business needs, large or small. Whether you are looking for basic merchant account services or to implement a full scale, back-end processing and accounting system, Merchant Services LTD can create a program tailored just for you.
Our global banking and call center partners can help provide processing solutions worldwide, including Interaction Voice Recognition (IVR), wireless POS and international credit/debit services.Lower your overhead costs and increase your bottom line by signing up today to receive the most competitive rates in the industry.
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Internet & eCommerce Solutions
The ability to accept payments online can be critical for many businesses today. Merchant Services LTD can integrate secure online payment solutions into your website and ensure your company provides the ease and convenience of eCommerce to your customers. |
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Retail Point of Sale
Point of Sale terminals are the preferred devices for processing credit cards, debit cards, checks, smart chips, electronic benefits transfer (EBT) and other electronically submitted transactions in the traditional retail environment. The merchant simply swipes the customer's card through the terminal card reader or enters the check information and the terminal does the rest. Merchant Services LTD provides access to the highest quality credit card processing and payment solutions through our processing network. We feature Quick EstablishmentTM that provides your Merchant ID in as little as 48 hours, allowing your business to start processing almost immediately.
- No Start-Up, Application or Annual Fees
- Customer Support Available 24/7
- Advanced Online Reporting Tools
- Easily Integrate Existing Hardware at No Cost
- Keep Your Existing Bank Account
- Apply Online or Over the Phone In Minutes
Merchant Services LTD guarantees your rates will NOT increase unless Visa or MasterCard increases their interchange fees. American Express and Discover Card require separate approval. |
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Risk Management
Fraud Protection systems allows merchants to implement safety precautions when accepting mail order and telephone orders (MO/TO) as well as transactions online. Due to the inherent risk associated with these transaction types, we recommend merchants develop a negative database to help identify and prevent high-risk transactions. We offer a variety of tools to help protect your business. Credit Card Numbers You may block any credit card you wish and can access information on problem clients using the Account Management and Reporting tools.
Amount of Transaction
Set limits on the size of transactions to protect from fraudulent payments.
Negative Database Scrubbing
Each time a payment request is sent to Merchant Services LTD we run the transaction information through a host of negative databases with Visa, MasterCard, ClearCommerce and CyberSource.
Individual
Adding a customer name to your database is done in the same manner as adding credit card numbers. You may choose to add the name of a problematic company or customer to prevent transactions, regardless of the form of payment.
Jurisdiction
You can enable the blocking of transactions from specific countries from which you do not wish to accept payment or ship products. This feature
may be useful due to the limited recourse you may have legally with credit card disputes originating from purchases made by foreign customers. To
enable to blocking of a specific country, simply select the feature from the bottom of the Fraud Protection console and select from the list which
country you wish not accept payment from.
PCI Certification
All payment solutions that we partner with are compliant with Visa and MasterCard PCI Certification standards.
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ACH / Electronic Check
The Automated Clearing House (ACH) is an electronic payment delivery system first introduced in the 1970s as a more efficient alternative to checks. ACH has evolved into a mechanism that processes electronically originated credit and debit transfers for institutions nationwide.
Regulated by NACHA (National Automated Clearing House Association), ACH is a rapidly growing alternative to paper checks and handles billions of payments annually.
ACH processing can be much less expensive than credit cards, with a processing fee as low as 0.35% opposed to the 2.75% typically charged for credit card transactions. We can help facilitate ACH solutions for your business through our relationships with TeleCheck® and banking partners. |
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Mobile Merchant Services
Processing payments via a secure wireless networks can add convenience and ease to any business that needs to complete transactions on the go. Your business can utilize a variety of hardware solutions available through our partner network.
- Fast, reliable and secure
- EBT and check conversions
- Process every major form of credit and debit card
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Stored Valued Debit Card and Loyalty Programs
Merchant Services LTD can provide card issuing services through relationships with Debit Card Limited and International Payout Systems. Incentivize your customers with loyalty programs or issue corporate branded debit cards for customers and/or employees. Debit cards can easily be reloaded at processing locations within the Merchant Services LTD network.
- Debit Card Programs
- Loyalty & Gift Card Programs
*Available in North America, South America, Asia and Europe
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Quality. Service. Commitment.
